Traffic Law | Bankruptcy Center of Joplin

Traffic Law

Traffic Law in Joplin, MO

A traffic violation can be as minor as a speeding ticket or as serious as reckless endangerment. By law, these infractions are considered criminal offenses because they put people in danger. Even a speeding ticket can have unintended consequences from points on your license to raising the rates you or your family pays for your insurance.

Don’t Wait to Take Action

If you were recently cited for a traffic violation such as a speeding ticket, it’s important that you take legal action as soon as possible. While one traffic infraction may not seem like a big deal, if you’re found guilty of committing such a violation, you may face monetary fines and in some cases, jail time. Additionally, multiple violations may result in the loss of your driver’s license.

We welcome the opportunity to speak with you about your charges. Even though you may think that you’re dealing with a simple infraction, the reality is that you’re being accused of breaking the law. You should therefore do everything you can to protect yourself from tough legal penalties, and the first step includes obtaining representation from an attorney.

Will My Insurance Rates Go Up if I Get a Speeding Ticket?

Generally, yes. Most traffic tickets that assign points to your license, including speeding tickets will cause this increase. Keep in mind, that this greatly depends on your insurance carrier. Some insurance carriers actively check databases to see if you have received a new infraction in order to raise your rates. Some insurance companies will only raise your rates if your offense generates points on your license such as a speeding ticket. Some will raise your rates if you plead guilty to any speeding ticket; including a non-point offense. In the short term, it may seem like wisdom to pay the ticket.

Should I Just Pay the Ticket?

However, consider what a small fine may cost you long term. For example, if your insurance averages $100 per month, an increase of 25% may not seem like a big deal. Keep in mind, most insurance companies will utilize a ticket for three years to keep your rates higher; some even longer. Utilizing the scenario above, that $75-dollar ticket today, costs you $900 over three years. In addition, if you are comparison-shopping for a better deal on insurance, that ticket may detrimentally affect your ability to get the best deal.

How a Lawyer Can Help

Once The Law Office of David Meyer gets involved, you’ll be advised of the steps to take in order to avoid or minimize additional legal consequences. If you’re facing a serious traffic offense, we will act quickly to try to have your charges dismissed or reach an agreement with prosecutors. And should your case progress to trial, you’ll get aggressive representation every step of the way.

If you’re ready to become informed of your legal options following a traffic violation, call today to set up a consultation.

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